What is it, 44 signs you have it and how to repay or dispose of it

Karmic debt is not just a spiritual concept – it is a cosmic balance sheet. Learn what it is and how to organize your account for a better life!

You know what they say – what goes around comes around. If that phrase has ever given you pause, it’s probably because you’re connected to something deeper: karmic debt.

No, it’s not the amount owed on your student loans or credit cards, it’s more like a spiritual tab you’ve probably been running your whole life.

What is karmic debt?

Have you ever felt like you had debt you didn’t even know you had? It’s as if you’ve unknowingly subscribed to a cosmic newspaper your whole life, and now the bill arrives.

Karmic debt refers to spiritual imbalances accumulated from negative actions or intentions in this life or a previous life. Originating from Eastern spiritual philosophy, it represents a record of your soul’s actions, but you won’t receive monthly statements for it.

Have you ever found yourself facing the same difficulties again and again? It could very well be your karmic debt making its presence felt.

The concept states that you have to ‘pay off’ this debt not with money, but through personal actions and development.

We’ll delve deeper into the ‘how to’ of repayment later, but for now, just know that the universe has a funny way of keeping track. And unlike other loans, it doesn’t charge interest – instead, it accrues life lessons.

Signs you have karmic debt

So maybe now you’re a little nervous. How do you know if you have an overdue karmic debt? It’s important to know that the universe has subtle ways of signaling its balance sheet. Here’s how you can recognize those signs.

1. Recurring Pattern

Do you know those moments when you have to face the same situation again and again? If you find yourself stuck in these frustrating cycles, especially in relationships or career, you may be struggling with karmic debt.

The universe has a quirky way of hitting the replay button on lessons you haven’t quite mastered yet. Think of it as an “educational loop” if you like.

2. Deep relationships

Have there ever been relationships that make soap operas boring? You may be entangled in what is known as karmic relationships. These are not your old connections.

3. Obstacles and Challenges

If you consistently encounter the same difficulties in areas such as your career or personal relationships, it may be much more than just bad luck.

Persistent challenges often indicate that there are underlying spiritual issues that need to be addressed. These recurring problems serve as indicators that you may need to engage in some spiritual reflection or adjustments to resolve karmic imbalances.

4. Long-term health problems

If you suffer from health problems that even WebMD can’t diagnose, pay attention. Sometimes, chronic problems can be the body’s way of signaling something deeper.

If traditional routes aren’t the answer, you might consider the possibility that your karmic debt is manifesting physically. This is not to bypass medical advice but to explore other dimensions.

5. Unexplained fear

Afraid of heights but never fallen off a cliff? Or maybe you’re afraid of water but have never had a traumatic event involving swimming.

6. Vivid dreams or nightmares

Karmic debt may also manifest in the form of vivid dreams or nightmares. If you’ve noticed that your dreams come straight from horror movies, this could be significant.

It is believed that such intense and disturbing dreams are your subconscious mind attempting to process unresolved issues related to your karmic debt.

These repetitive and thematic dream patterns are like a spiritual simulation, where your mind works through conflicts and unresolved emotions resulting from past actions.

7. Frequent accidents

Such events often serve as a way of providing “accidental signals” to the universe. They can act as a wake-up call, prompting you to examine deeper issues that may be connected to unresolved karmic debt.

8. Sudden loss

Have you ever had the rug pulled out from under you without warning? Whether it’s a job, a relationship, or an opportunity, a sudden and unexplained loss can be upsetting.

Sometimes these sudden changes are the universe’s way of saying that there is a karmic imbalance that needs your attention.

9. Spontaneous Hits

Sometimes these feelings are more than just coincidence, they are your intuition alerting you to a possible karmic debt situation. If you feel like you’ve met someone before or feel like you definitely *or definitely shouldn’t* have a certain job, it’s worth considering spiritually.

10. Deja vu experience

here’s another one. Ever walk into a room and think, “Have I been here before?” But you can’t put it in the right place? Deja vu experiences can sometimes feel like glitches in the matrix, but they may actually be glimpses of karmic insight.

These moments may remind you of a past life experience related to your karmic debt, giving you another chance to do things differently this time.

11. Unexplained guilt or embarrassment

Like emotional echoes of the past, they may continue to resurface until you deal with the underlying issues.

12. Constant worry

If you’re struggling with a constant feeling of dread but can’t figure out the cause, there may be more to the story.

This underlying tension may be your soul’s way of prompting you to examine unresolved matters that are lingering from past lives or earlier stages of your current life.

Before you write this off as ordinary stress or neurosis, consider this: could its origins lie in unpaid cosmic dues?

13. Conflict Magnet

Have you ever felt like you’re a walking drama magnet? If you find yourself constantly embroiled in disputes, consider that you may have to deal with some karmic discrepancies.

This is not about pointing fingers, but rather realizing that continued discord may be a sign of deep spiritual debts that need settlement.

14. Continuous hunting

Feeling constantly victimized or believing that you are constantly at the mercy of adverse circumstances can be a troubling pattern. In Eastern spiritual philosophy, such recurring themes of suffering are seen not just as random misfortunes, but as lessons from past actions that the soul needs to resolve.

The philosophy suggests that these experiences are opportunities for personal growth and empowerment, leading a person to move from a passive state of suffering to an active state of resilience and self-empowerment.

For example, the Bhagavad Gita, a 700-verse Hindu scripture that is part of the Indian epic Mahabharata, discusses the importance of karma and how one’s current circumstances can be affected by past actions.

It teaches that approaching these circumstances with a mindset of learning and empowerment can lead to spiritual progress and the resolution of these karmic debts.

15. restlessness

Feeling uneasy without knowing why? Sometimes a restless soul is actually a soul eager to repay its karmic debt. If you can’t shake off the feeling that something is wrong, but you don’t know what, it could be a sign.

16. Inexplicable Attraction/Repulsion

Such immediate and powerful emotional reactions may be rooted in karmic relationships from past lives. According to the principles of karma, our souls may have unresolved issues or unfinished business that resurface in our current lifetime.

When you encounter someone from your karmic past, these unresolved dynamics can trigger strong feelings of familiarity and comfort, or discomfort and disgust.

This phenomenon suggests that our souls are trying to resolve past conflicts or continue positive relationships. Inexplicable feelings are not random; They are signals from our deeper consciousness, prompting us to address and heal past interactions.

17. Strange synchronicities

Have you ever felt like you were a character in a well-written TV show? When coincidences start to feel like they are stacking up in a way that is too specific, it may be worth considering whether they are random events or synchronicities connected to your karmic debt.

These “coincidences” may be signs from the universe, alerting you to patterns and cycles that require your attention. You might also call them “cosmic wake-up calls,” reminding you to tidy up your soul ledgers.

18. Impulsive behavior

Have you ever behaved out of character and wondered, “Why did I do that?” Sometimes, such impulsive behavior can be influenced by karmic debt, leading to actions that are out of sync with your beliefs.

These impulses may actually be your soul’s way of revisiting unresolved issues from past lives. According to the theory of karma, our soul carries memories and unresolved conflicts through various incarnations.

The purpose behind these impulses is not just to disrupt our lives but to give us a chance to heal old wounds.

19. Emotional trigger

Do certain situations or people cause emotional arousal in your mind? If so, your karmic debt may be ringing your emotional bell.

Emotional triggers often serve as internal alarm bells, indicating unresolved issues that may have karmic roots. The disproportionate emotional reactions you are experiencing may be your subconscious mind urging you to address, understand, and ideally resolve this karmic imbalance.

Your emotional realm can be the battlefield where these cosmic debts are repaid.

20. Constant loneliness

You are surrounded by people, but it feels like you are on a deserted island. Does that sound familiar? Persistent loneliness may be a signal from your soul that you have a deeper issue that needs resolution.

This isn’t just chronic loneliness, it’s an emotional state that persists regardless of your social circumstances. This may be a sign that your soul wants resolution of not only the company but the underlying karmic debt.

karmic debt number

You thought understanding karmic debt was as simple as listening to your inner voice or watching your life as if it were a daytime soap opera? No, the universe has homework for you, and yes, it includes math. Don’t worry, there’s no pop quiz, but it’s worth understanding the numbers game that comes with karmic debt.

So, pencil out; We’re diving into the karmic debt numbers.

Karmic debt numbers are specific numbers that hold important meaning in the field of numerology.

They give clues about past life experiences that you need to pay attention to in the present. Common karmic debt numbers are 13, 14, 16, and 19, and if one of these numbers shows up in your numerology chart, it’s like the universe is saying, “Hey, we need to talk.”

How to calculate karmic debt

The moment you’ve been waiting for—the real numbers are falling. Forget about the math you feared in high school; This is kind of fun!

Well, confronting your spiritual responsibilities can be as much fun as it is. But hey, at least we’re solving “K” *karma, get it?* and not “X”. Let’s learn how to calculate your karmic debt numbers.

In other words, you were born on a certain day for a reason, and that day holds clues about your karmic debt.

1. Calculate your life path number

To find your life path number, you add up each digit of your date of birth until you reach a single digit. For example, if you were born on October 11, 1995, you would add 10 (for October) + 11 + 1 + 9 + 9 + 5 = 45. Then, 4 + 5 = 9. Your life path number will be. ,